Working capital
Support wages, rent, supplier bills or other everyday operating costs.
Small business loans
Flexible business funding for stock, wages, cash-flow gaps and growth plans. Tell us what your business needs once, then compare potentially suitable options from our lender panel.
Up to $500,000Available amount depends on lender assessment
90+ lendersBank and non-bank options on our panel
One short formStart one comparison without repeating yourself
Finance built around the job at hand
A small business loan is a broad form of business-purpose finance. Depending on the lender, it may be structured as a fixed-term loan, secured loan or unsecured loan.
The right structure depends on why you need the funds, how quickly you need them, the strength of your business cash flow and how you prefer to repay. Comparing more than one option can make it easier to weigh up the total cost, repayment pattern and conditions, not just the headline amount.
Fully Approved Finance is a lead-generation and comparison service. We use the information you provide to identify potentially suitable options from our lender panel. The lender you choose makes the final assessment and provides any approved finance.
What lenders may consider
Assessment can include time in business, annual revenue, recent bank activity, current debts, industry, credit history and the purpose of the loan. Requirements differ, so an option that fits one business may not fit another.
What could it help fund?
Stock and materials
Prepare for demand, fill a large order or secure better supplier pricing.
Business growth
Invest in a campaign, new service, additional staff or a bigger opportunity.
One form, then a clearer shortlist
Share your needs
Tell us the amount, purpose, revenue and time in business.
Compare options
We identify potentially suitable products from participating lenders.
Choose your next step
Review the terms. Any application and approval proceed with your chosen lender.
What businesses ask us
What is a small business loan?
A small business loan provides business-purpose funding that is repaid over an agreed term. The structure, repayment schedule, pricing and security requirements vary by lender and product.
How much could my business apply for?
Available amounts depend on the lender, your business revenue, trading history, cash flow, existing commitments and intended use of funds. Fully Approved Finance can help compare options for amounts up to $500,000.
What information will I need?
You will generally need basic business details, the amount and purpose of funding, recent revenue information and permission for the selected lender to assess your application. Extra documents may be requested.
How quickly could funding happen?
Some lenders may provide a decision within hours and funding in as little as 24 hours after approval. Timing varies with the lender, product, application quality and any further checks required.