:root{
  --green:#00D54B;
  --ink:#0A0A0A;
  --white:#FFFFFF;
  --yellow:#FFD60A;
  --display:'FuturaCondXB','Saira Condensed',sans-serif;
  --body:'FuturaCondMed','Futura','Jost',sans-serif;
  --mono:'Courier New',monospace;
}
@font-face{font-family:'FuturaCondXB';src:local('Futura-CondensedExtraBold'),local('Futura Condensed ExtraBold'),local('FuturaCondensedExtraBold'),url('/assets/fonts/saira-condensed-800.woff2') format('woff2');font-weight:800;font-style:normal;font-display:optional}
@font-face{font-family:'FuturaCondMed';src:local('Futura-CondensedMedium'),local('Futura Condensed Medium'),url('/assets/fonts/jost-latin.woff2') format('woff2');font-weight:500;font-style:normal;font-display:optional}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--white);color:var(--ink);font-family:var(--body);font-weight:500;overflow-x:hidden;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
::selection{background:var(--ink);color:var(--green)}
:focus-visible{outline:3px solid var(--green);outline-offset:4px}
.skip-link{position:fixed;left:16px;top:12px;z-index:50;background:var(--ink);color:var(--white);border:3px solid var(--green);padding:10px 14px;font-family:var(--display);font-weight:800;text-transform:uppercase;transform:translateY(-150%);transition:transform .18s}
.skip-link:focus{transform:translateY(0)}
.wrap{width:min(1160px,calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:20;background:var(--white);border-bottom:4px solid var(--ink)}
.site-header .inner{width:100%;height:68px;margin:0 auto;padding:0 clamp(16px,4vw,44px);display:flex;align-items:center;justify-content:space-between;gap:24px}
.site-logo img{width:clamp(150px,20vw,210px);height:auto}
.site-logo{display:flex;align-items:center;flex-shrink:0}
.site-logo::after{content:'🇦🇺';font-size:22px;line-height:1;margin-left:10px}
.header-links{display:flex;align-items:center;gap:30px;font-family:var(--display);font-size:15px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}
.header-links a:not(.button):hover{color:var(--green)}
.header-links .button{font-size:15px;padding:10px 22px;box-shadow:4px 4px 0 var(--ink)}
.button{display:inline-block;border:3px solid var(--ink);background:var(--green);color:var(--ink);box-shadow:5px 5px 0 var(--ink);padding:14px 24px;font-family:var(--display);font-weight:800;text-transform:uppercase;letter-spacing:.05em;transition:transform .12s,box-shadow .12s}
.button:hover{transform:translate(-2px,-2px);box-shadow:7px 7px 0 var(--ink)}
.button:active{transform:translate(3px,3px);box-shadow:2px 2px 0 var(--ink)}
.button.dark{background:var(--ink);color:var(--white)}
.button.white{background:var(--white);color:var(--ink)}
.loan-hero{background:var(--green);border-bottom:4px solid var(--ink);padding:clamp(64px,9vw,120px) 0}
.breadcrumbs{font-family:var(--body);font-size:16px;line-height:1.45;letter-spacing:0;text-transform:none;margin-bottom:26px}
.breadcrumbs a{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px}
.eyebrow{display:inline-block;border:2px solid var(--ink);padding:7px 12px;font-family:var(--mono);font-size:12px;letter-spacing:.2em;text-transform:uppercase;margin-bottom:24px}
h1,h2,h3{font-family:var(--display);font-weight:800;text-transform:uppercase;line-height:.9}
h1{font-size:clamp(58px,9vw,128px);max-width:1050px}
.hero-lead{max-width:760px;font-size:clamp(19px,2.2vw,24px);line-height:1.45;margin-top:28px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:34px}
.fact-strip{background:var(--ink);color:var(--white);border-bottom:4px solid var(--ink)}
.fact-grid{display:grid;grid-template-columns:repeat(3,1fr)}
.fact{padding:30px 26px;border-right:2px solid #3a3a3a}
.fact:last-child{border-right:none}
.fact b{display:block;font-family:var(--display);font-size:28px;text-transform:uppercase;color:var(--green)}
.fact span{display:block;font-family:var(--body);font-size:15.5px;line-height:1.45;letter-spacing:0;text-transform:none;margin-top:6px}
.content-section{padding:clamp(64px,8vw,104px) 0;border-bottom:4px solid var(--ink)}
.content-section.alt{background:#f4f4f4}
.section-kicker{font-family:var(--mono);font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:#4b4b4b;margin-bottom:18px}
h2{font-size:clamp(44px,6.5vw,82px);max-width:900px}
.section-intro{font-size:19px;line-height:1.55;max-width:760px;margin-top:20px}
.two-col{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(300px,.9fr);gap:clamp(34px,6vw,80px);align-items:start;margin-top:48px}
.prose{font-size:17px;line-height:1.65}
.prose p+p{margin-top:18px}
.prose h3{font-size:30px;margin:34px 0 12px}
.info-panel{background:var(--ink);color:var(--white);border:4px solid var(--ink);box-shadow:10px 10px 0 var(--green);padding:30px}
.info-panel h3{font-size:34px;color:var(--green)}
.check-list{list-style:none;display:grid;gap:14px;margin-top:22px}
.check-list li{padding-left:27px;position:relative;line-height:1.45}
.check-list li::before{content:'✓';position:absolute;left:0;font-family:var(--display);font-weight:800;color:var(--green)}
.use-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
.use-card{border:3px solid var(--ink);background:var(--white);padding:26px;min-height:190px;box-shadow:6px 6px 0 var(--ink)}
.use-card .number{font-family:var(--mono);font-size:11px;letter-spacing:.15em;color:#555}
.use-card h3{font-size:27px;margin-top:28px}
.use-card p{font-size:15px;line-height:1.5;margin-top:10px}
.process-grid{display:grid;grid-template-columns:repeat(3,1fr);border:3px solid var(--ink);margin-top:44px}
.process-step{padding:30px;border-right:3px solid var(--ink)}
.process-step:last-child{border-right:none}
.process-step .step{font-family:var(--mono);font-size:11px;letter-spacing:.16em}
.process-step h3{font-size:28px;margin-top:24px}
.process-step p{font-size:15.5px;line-height:1.55;margin-top:12px}
.faq-list{display:grid;gap:0;margin-top:42px;border:3px solid var(--ink)}
.faq-item{padding:26px 28px;border-bottom:2px solid var(--ink)}
.faq-item:last-child{border-bottom:none}
.faq-item h3{font-size:25px}
.faq-item p{font-size:16px;line-height:1.55;margin-top:10px;max-width:880px}
.related-links{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:40px}
.related-links a{border:3px solid var(--ink);background:var(--white);padding:20px;font-family:var(--display);font-size:22px;font-weight:800;text-transform:uppercase;box-shadow:5px 5px 0 var(--ink)}
.related-links a:hover{background:var(--green)}
.page-cta{background:var(--ink);color:var(--white);padding:clamp(70px,10vw,130px) 0;text-align:center}
.page-cta h2{margin:0 auto;color:var(--white)}
.page-cta h2 span{color:var(--green)}
.page-cta p{font-family:var(--mono);font-size:12px;line-height:1.6;letter-spacing:.12em;text-transform:uppercase;max-width:760px;margin:24px auto 0;color:var(--green)}
.page-cta .button{margin-top:32px}
.site-footer{background:var(--white);border-top:4px solid var(--ink);padding:34px 0}
.footer-top{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.footer-top img{width:210px}
.footer-links{display:flex;gap:16px;flex-wrap:wrap;font-family:var(--display);font-weight:800;text-transform:uppercase}
.legal{font-size:12px;line-height:1.55;border-top:2px solid var(--ink);padding-top:18px;margin-top:24px;max-width:1000px}
.copyright{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;margin-top:18px}
.legal-hero{background:var(--green);border-bottom:4px solid var(--ink);padding:clamp(64px,9vw,110px) 0}
.legal-hero h1{max-width:950px}
.legal-hero p{max-width:760px;font-size:20px;line-height:1.5;margin-top:24px}
.legal-content{padding:clamp(58px,8vw,96px) 0}
.legal-copy{max-width:900px;font-size:17px;line-height:1.65}
.legal-copy h2{font-size:clamp(34px,4vw,50px);margin:42px 0 14px}
.legal-copy h2:first-child{margin-top:0}
.legal-copy p+p{margin-top:14px}
.legal-copy ul{margin:14px 0 0 24px;display:grid;gap:9px}
.legal-copy a{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px}
.contact-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:38px}
.contact-card{border:3px solid var(--ink);box-shadow:7px 7px 0 var(--ink);padding:28px;background:var(--white)}
.contact-card h2{font-size:34px;margin:0}
.contact-card p{font-size:16px;line-height:1.55;margin-top:12px}
.contact-card .button{margin-top:22px}
@media(max-width:800px){
  .site-header .inner{height:68px;width:min(100% - 28px,1240px)}
  .site-logo img{width:155px}
  .header-links>a:not(.button){display:none}
  .header-links{gap:0}
  .header-links .button{font-size:14px;padding:11px 14px}
  .wrap{width:min(100% - 36px,1160px)}
  .fact-grid,.use-grid,.process-grid,.related-links,.two-col,.contact-grid{grid-template-columns:1fr}
  .fact{border-right:none;border-bottom:2px solid #3a3a3a}
  .fact:last-child{border-bottom:none}
  .process-step{border-right:none;border-bottom:3px solid var(--ink)}
  .process-step:last-child{border-bottom:none}
  .info-panel{margin-right:8px}
  .footer-top{align-items:flex-start;flex-direction:column}
}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}